Privacy Policy

1. Introduction

This Privacy Policy explains how MARZOALME SL ("Company", "we", "our", or "us") collects, uses, and protects your information when you use the mobile application Préstamos Rápidos — Marzoalme ("App").

Our priority is to ensure that your personal data is handled securely, transparently, and in compliance with applicable data protection laws.

2. Who We Are

Company name: MARZOALME SL

Registered address: Carretera Nacional I Madrid-Irun (Km 37,800 Cr Madrid Burgos), 28710 El Molar, Spain

We operate as a digital marketing and technology provider. We do not issue loans directly. Instead, we connect users with our licensed financial partners.

3. Information We Collect

When you use the App, we may collect the following categories of information:

• Identity Data: Name, date of birth, government-issued ID (if required by our partners).
• Contact Data: Email address, phone number, mailing address.
• Financial Data: Desired loan amount, income, expenses, repayment preferences.
• Technical Data: Device type, operating system, IP address, app usage data, crash reports.
• Usage Data: Features accessed, interactions with loan offers, preferences.

4. How We Use Your Information

We use your information for the following purposes:

• To process your loan inquiries and submit them to our financial partners.
• To provide personalized loan offers that match your profile.
• To improve the functionality and performance of the App.
• To provide customer support and respond to your inquiries.
• To comply with legal and regulatory obligations.

5. Sharing of Information

Your personal data will not be sold or transferred to unauthorized third parties.

We only share your data with:

• Licensed financial institutions and loan providers that are our official partners.
• Service providers that help us operate the App (IT infrastructure, analytics, cloud hosting).
• Authorities, if required by law.

6. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes described above or as required by applicable law.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access your personal data.
• Request correction or deletion of your data.
• Withdraw your consent at any time.
• Object to processing or request data portability.

To exercise your rights, please contact us using the details below.

8. Security Measures

We use technical and organizational safeguards to protect your data against unauthorized access, alteration, disclosure, or destruction.

9. Contact Information

If you have questions about this Privacy Policy or our data practices, you can contact us at:

10. Partners

The App cooperates exclusively with duly licensed financial institutions in Spain. Our official partners include: