Terms of Service

1. Acceptance of Terms

By accessing and using the MARZOALME SL website and mobile application Préstamos Rápidos — Marzoalme ("App"), you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

MARZOALME SL operates as a digital marketing and technology provider. We do not issue loans directly. Instead, we connect users with our licensed financial partners who provide loan services.

3. User Eligibility

To use our services, you must:

• Be at least 18 years old.
• Be a legal resident of Spain.
• Provide accurate and complete information.
• Have a valid email address and phone number.

4. User Responsibilities

Users are responsible for:

• Providing accurate and truthful information.
• Maintaining the confidentiality of their account information.
• Using the service in compliance with applicable laws.
• Notifying us of any unauthorized use of their account.

5. Loan Services

MARZOALME SL does not provide loan services directly. We facilitate connections between users and licensed financial institutions. All loan terms, conditions, and decisions are made by our financial partners.

6. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

7. Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts.
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances.
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others.
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate.

8. Limitation of Liability

In no event shall MARZOALME SL, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

9. Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

10. Governing Law

These Terms shall be interpreted and governed by the laws of Spain, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

12. Contact Information

If you have any questions about these Terms of Service, please contact us: